OpenAI's ad policies and country eligibility table, read for a UAE business: which categories are allowed, which are not, how your account is reviewed and how to appeal.
On this page
- The short version
- Quick check for UAE businesses
- Health
- Financial services
- Legal services, including immigration
- Housing and jobs
- Disallowed in every country
- Rules every ad must follow
- Your account is reviewed, not only your ads
- Where ads do not appear
- Who sees ads, and who does not
- If your account or ad is rejected
- Conversation privacy
- UAE regulators are a separate layer
- Quick answers
The short version
OpenAI publishes its full ad policies on its own site (updated 10 September 2026) and a country eligibility table for regulated categories in its help center. That table has two columns, US and All Other Countries. There is no UAE column, so a UAE ad account follows the All Other Countries rules.
For a UAE business that means: consumer categories such as retail, local services, travel and digital products can advertise. Health services, legal services (including services related to immigration), most financial services and ads for specific property or job listings cannot. A short list of categories is banned in every country. And OpenAI reviews your business as well as your ads, so the wrong category can stop the whole account, not just one ad.

Quick check for UAE businesses
| Your business | Can it advertise from a UAE account? | Where the rule comes from |
|---|---|---|
| Household and consumer goods, retail, ecommerce | Yes | Named in OpenAI's allowed categories |
| Local services | Yes | Named in OpenAI's allowed categories |
| Travel, hotels, entertainment and experiences | Yes | Named in OpenAI's allowed categories |
| Digital products, apps and education | Yes | Named in OpenAI's allowed categories |
| Real estate brokers, developers and portals | Only without specific listings | Housing and jobs policy |
| Recruitment and job boards | Only without specific job listings | Housing and jobs policy |
| Clinics, hospitals, dental, cosmetic procedures, telehealth, pharmacies, supplements | No | Health table, All Other Countries |
| Health software and infrastructure | Yes | Health table, allowed in all countries |
| Lawyers, legal services, services related to immigration, document preparation | No | Legal services policy |
| Bank accounts, credit cards, insurance, auto loans and leasing, mortgages, investing | Select approved advertisers only | Financial table, All Other Countries |
| Personal loans, buy now pay later, payments and remittances, financial planning, credit monitoring, crypto | No | Financial table, All Other Countries |
| Financial software such as budgeting apps | Yes | Financial table, allowed in all countries |
| Alcohol, tobacco and vaping, gambling, adult and dating, recreational drugs, counterfeit goods, political ads | No | Disallowed in every country |
| Other categories not named above | Not named, expect closer review | OpenAI: "All other categories are disallowed at launch" |
OpenAI's own wording on what is allowed today: "During the early phases of advertising, we are focused on a limited set of consumer categories, including household and consumer goods, local services, travel and entertainment, and digital products and education." It adds that it expects "to expand eligible categories over time".
Health
OpenAI's policy: "Ads for health services outside the US are generally prohibited." The eligibility table makes that specific.
| Category | US | All Other Countries (UAE) |
|---|---|---|
| Over the counter medicines and pregnancy tests | Not allowed | Not allowed |
| Disease awareness (excluding policy or advocacy) | Allowed | Not allowed |
| Minimally invasive cosmetic procedures | Allowed | Not allowed |
| Consumer medical devices, wearables and apps | Allowed | Not allowed |
| Telehealth services | Not allowed | Not allowed |
| Health software and infrastructure | Allowed | Allowed |
| Dietary supplements | Allowed | Not allowed |
| Health insurance | Select approved advertisers | Not allowed |
| Prescription medicines | Not allowed | Not allowed |
| Online pharmacies | Not allowed | Not allowed |
| Hospitals and urgent care | Select approved advertisers | Not allowed |
| Medical testing and diagnosis | Select approved advertisers | Not allowed |
| Medical procedures and experimental care | Not allowed | Not allowed |
| Sexual health and adult oriented services | Not allowed | Not allowed |
| Menstrual, pregnancy, delivery and postpartum products | Allowed | Not allowed |
| High risk or potentially unsafe products and services | Not allowed | Not allowed |
General wellness products that make no medical claims, such as fitness equipment, may be allowed under OpenAI's separate wellness claims rule. Products that make unsupported health claims are not.

Financial services
This is the one area where OpenAI's two documents read differently, so here are both with their dates.
- Ad policies page (Updated: September 10, 2026): "Ads for financial services outside the US are generally prohibited." It also bans credit repair, debt settlement, debt assistance and alternative investments such as bullion everywhere, and generally permits financial tools "that do not promote financial products or transactions".
- Eligibility table in the help center (help article updated in October 2026, checked 17 October 2026):
| Category | US | All Other Countries (UAE) |
|---|---|---|
| Deposit accounts | Allowed | Select approved advertisers |
| Credit cards | Select approved advertisers | Select approved advertisers |
| Insurance (excluding health insurance) | Allowed | Select approved advertisers |
| Auto loans and leasing | Allowed | Select approved advertisers |
| Mortgages | Select approved advertisers | Select approved advertisers |
| Investing, brokerage and robo advisers | Select approved advertisers | Select approved advertisers |
| Personal loans | Select approved advertisers | Not allowed |
| Buy now, pay later | Select approved advertisers | Not allowed |
| Payments and remittances | Select approved advertisers | Not allowed |
| Financial planning | Select approved advertisers | Not allowed |
| Credit monitoring | Select approved advertisers | Not allowed |
| Cryptocurrency | Select approved advertisers | Not allowed |
| Credit repair, debt relief, private student loan refinancing, earned wage access, payday loans | Not allowed | Not allowed |
| Financial software | Allowed | Allowed |
"Select approved advertisers" is not an open door. OpenAI's own note under the table: "At this time we are only working with a small group of advertisers and are not accepting applications for approval in certain policy categories." OpenAI also says advertisers "may be required to provide proof of licensure".
Legal services, including immigration
OpenAI's policy is short: "Ads for legal services outside of the US are currently prohibited." Its definition of legal services "includes services related to immigration, personal injury, legal claims, or document preparation." In the US, a law firm can advertise only when it is licensed to practise law where the ad is shown.
Ads for general legal education or media, where no legal service is offered, may be allowed. Separately, OpenAI's sensitive topics rule does not permit advertising that meaningfully references sensitive social issues such as immigration, so keep immigration as a theme out of ad copy in any category.
Housing and jobs
The exact rule: "Ads for individual job listings or housing rentals or sales are prohibited. Advertisers may link to platforms that have job or house listings as long as the landing page or ad creative does not reference a specific listing."
The rule names no country, so it applies in the UAE. In practice:
- Can run: ads for a brokerage's, developer's or portal's services, such as speaking to an adviser or getting help to buy or rent, sending people to a page with a form.
- Cannot run: an ad, or a landing page, that shows a specific unit, project listing or rental, for example a named apartment with its price.
The same logic applies to recruitment: a job board or recruiter can advertise its service, not a specific vacancy.
Disallowed in every country
These categories are listed as disallowed in OpenAI's ad policies, with no country exception:
Rules every ad must follow
Even in an allowed category, an ad is rejected if it breaks OpenAI's baseline standards:
- Truthful: no unfounded claims about capabilities, pricing, outcomes, affiliations or comparisons.
- Professional language: no obscene or shocking wording, including in product names.
- No discrimination or harassment.
- No imitation of ChatGPT: ads must be clearly distinguishable from the ChatGPT interface.
- Consistent end to end: "approved creatives may not link to destinations that introduce disallowed content (for example, a food delivery ad linking to alcohol delivery)."
- The right destination: ads "must lead users to destinations that clearly relate to the advertiser and the offer being promoted."
Your account is reviewed, not only your ads
OpenAI reviews three levels: the advertiser when the account signs up, each ad's creative and landing page, and where approved ads are placed. The advertiser check is the one most businesses do not expect.
- "Advertisers whose primary business model or offerings fall within restricted or prohibited categories (e.g., healthcare, weapons) may be ineligible to advertise on our platform."
- "A registered or licensed business is not automatically eligible for every advertising category or market."
- Advertisers "may not misrepresent their business location, service area, or eligibility to advertise in particular markets."
- "Ads or landing pages that cannot be reviewed or evaluated by our systems are not eligible to run." Make sure your site lets OpenAI's crawlers in.
- OpenAI keeps the right "to decline, restrict, or remove advertisers and to refuse to display ad content and website links for any reason".
If your business mixes allowed and restricted services, how the account is set up before you apply matters. That is the part we handle in account setup.
Where ads do not appear
OpenAI's policy is to allow ads to be placed "near chats that are safe, appropriate, and consistent with user trust and brand safety." No ads are shown in sensitive user contexts, which OpenAI lists as including mental and personal health conversations, emotionally reliant conversations, political content, suicide and self harm, hate and harassment, and regulated goods such as gambling or tobacco. Political advertising is not allowed at all.
Who sees ads, and who does not
| Account type | Sees ads |
|---|---|
| Unpaid tier | Yes |
| Go plan | Yes |
| Plus | No |
| Pro | No |
| Business | No |
| Enterprise | No |
| Edu | No |
| Any account identified as belonging to a user under 18 | No |
Temporary Chats never show ads.
If your account or ad is rejected
OpenAI treats these as separate checks: "Account verification, account approval, ad review, and ad delivery are separate checks. Completing one does not mean all the others are complete."
Industry not eligible
See also account rejected or not verified for every message and what it means.
OpenAI's next step for an account decision: "If you believe an advertiser-account decision is incorrect, use the appeal link in the decision email." If you cannot find or open the appeal option, contact Ads Support.
Ad rejected
Read the rejection message in Ads Manager, fix the text, image or landing page, then use the appeal option or the Request Review button. OpenAI calls appeal the fastest path and says to contact Ads Support only if no appeal option is available or the appeal is pending for more than 7 days without a decision.
Business verification failed
This usually means OpenAI could not verify your business identity, ownership or affiliations. Make sure your account, ads and landing pages represent your business accurately. Verification in progress can take up to 7 business days, and OpenAI says to reach out to Ads Support if it takes longer.
No appeal option
Email [email protected] with your ad account ID and the category of issue.
Conversation privacy
OpenAI states: "We do not share your conversations with ChatGPT with advertisers, and we never sell your data to advertisers." Advertisers receive "aggregated, non-identifying information about how their ads perform, such as total views or clicks." If a user messages an advertiser through an ad, the advertiser sees only the messages sent to it directly. OpenAI says "Ads are separate and clearly labeled." and that ads do not influence what ChatGPT says.
UAE regulators are a separate layer
OpenAI's rules decide what can run on ChatGPT. UAE regulators decide what your sector may advertise at all. Healthcare, financial services and real estate businesses in the UAE usually need their own regulator's advertising approval before running any paid media. Neither approval replaces the other: an ad can pass OpenAI's review and still need your regulator's approval, and regulator approval does not make a category OpenAI prohibits eligible.
Quick answers
Can a UAE business advertise on ChatGPT?
Yes, if what it sells is in a category OpenAI allows. OpenAI's eligibility table has two columns, US and All Other Countries, and the UAE falls under All Other Countries. The categories OpenAI names as allowed at launch are household and consumer goods, local services, travel and entertainment, and digital products and education.
Can clinics or healthcare providers in the UAE advertise on ChatGPT?
Not at the moment. OpenAI's policy says ads for health services outside the US are generally prohibited, and its eligibility table marks every health category as Not allowed outside the US except health software and infrastructure.
Can real estate agencies advertise on ChatGPT?
Yes, without listings. OpenAI prohibits ads for individual housing rentals or sales, but allows advertisers to link to platforms that have listings as long as the ad and the landing page do not reference a specific listing. Ads for your services can run; ads for a specific unit cannot.
Can lawyers or immigration services in the UAE advertise on ChatGPT?
No. OpenAI states that ads for legal services outside the US are currently prohibited, and its legal services policy includes services related to immigration, personal injury, legal claims and document preparation.
Can banks, lenders or fintech companies in the UAE advertise on ChatGPT?
Mostly not. OpenAI's ad policy says financial services ads outside the US are generally prohibited. Its later eligibility table restricts deposit accounts, credit cards, insurance, auto loans and leasing, mortgages and investing to select approved advertisers outside the US, marks personal loans, buy now pay later, payments and remittances, financial planning, credit monitoring and cryptocurrency as Not allowed, and allows financial software everywhere.
Can my account be rejected even if my ads are fine?
Yes. OpenAI reviews the advertiser as well as each ad. Its policy says advertisers whose primary business model or offerings fall within restricted or prohibited categories may be ineligible, and a registered or licensed business is not automatically eligible for every category or market.
Will ChatGPT ads appear next to sensitive topics?
No. OpenAI does not place ads in sensitive user contexts such as mental and personal health conversations, political content or self harm, or in brand unsafe contexts.
Where can I read OpenAI's full ad policies?
On OpenAI's site at openai.com/policies/ad-policies, last updated 10 September 2026, and in the Ads Policy Eligibility Table in OpenAI's help article on troubleshooting onboarding and policy issues.
Who does not see ads on ChatGPT?
Plus, Pro, Business, Enterprise and Edu account holders, anyone identified as under 18, and anyone using Temporary Chat.
What do I do if my account or ad is rejected?
For an advertiser account decision, use the appeal link in OpenAI's decision email. For a rejected ad, use the appeal option or the Request Review button in Ads Manager. If you cannot find or open an appeal option, email [email protected] with your ad account ID and the category of issue.
Related
Account rejected or not verified
What industry not eligible, business verification failed and domain not approved mean in OpenAI Ads Manager, in OpenAI's own words, and the routes OpenAI gives to appeal.
ChatGPT ads in the UAE
The UAE is on OpenAI's self service list. Who qualifies, the AED 65 daily minimum, how billing and account setup work and a four week test plan.
Ads not showing? Fixes
Zero impressions, rejected ads, failed uploads, blocked bots and delivery that drops for no reason. Every check OpenAI lists, in the order that solves most accounts fastest.
Account setup
How sign up works in OpenAI Ads Manager today, what a UAE business should prepare, what the Beta looks like once access is granted, and why campaigns still don't serve.